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How to talk to a actual person at experian @gunnerboy wrote I have 8 inquiries on experian, 7 on equifax, and 4 on transunion. On r/credit, a poster was able to reach a live representative by telling the automated system that they wanted to start a dispute, then new dispute
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Once you are verified, you are transferred In my experience experian is the most common, equifax is second most, and transunion is the least Why is my experian score so much lower than my other two scores i have been checking my credit once my student loans were paid off and all my credit scores went up
I was trying to figure out why experian is lagging behind the other two.
Banks that *only* pull experian (done research still dead end) hey guys, i'm in ga My experian score is excellent, equifax and transunion poor (waiting for negatives to fall off, cc balance to update No idea when that will conclude)
What are credit cards i can apply for, that 98% of the time only pull experian The other 2 will remain locked. Not sure if it's mentioned here or not but in case it hasn't, if you want to open an experian account to easily freeze and unfreeze your credit, be extra vigilant when signing up I wasn't paying attention and thought the questions they were asking was just part of the process, turns out in addition to a free account, i signed up to a online banking account
Nowhere during this process did it.
The agent said that yes, this is a legitimate experian website, but this is the free website used when there is a company's data breach and they want to offer complimentary credit monitoring Usaexperian.com is separate where you can setup a free account and pay to have credit monitoring, but won't be able to use the complimentary code that was. My experian fico 8 score from the experian app hasn't changed in a few months I don't exactly remember when it last changed but looking further it says daily refresh next to it
What's odd is all of the creditors have been updating normally except chase which says they last repor. I called experian and their system told me that my account freeze is still active, so i didn't image all of this Anyone ever solved something like this Thank you for any assistance
Experian, however, have been dragging their feet on this and required the user to input their name, address, dob, ssn, pin, etc every single time you wanted to freeze, thaw, or schedule a thaw.
However, this employee was able to give me the cheat codes for how to easily talk to a real person at experian without jumping through a bunch of hoops!
